Advertiser DISCLOSURE
Traveling on points changed my family and the way we live our lives forever! We can't wait to share with you more about how we do it, why we do it, and keeping you updated on the best practices! From new travel cards to aribnbing your home, we got you for it all!
travel for pennies on the dollar
save more, travel more.
Categories
The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.
If you are just graduating high school and ready to get your first credit card, or just looking to start building your credit for the first time, this information is for YOU!
- I only recommend you open a credit card if you are able to use it LIKE a debit card. Meaning – you are paying it off ON-TIME and IN FULL each month. Otherwise, it’s probably best to work on budgeting before we get to the rewards part of your credit earning journey! If you’re paying interest, your travel rewards aren’t free.
- I recommend you get one of these 3 NO ANNUAL FEE cards. Why? Well you need to keep this line of credit open forever. One factor that determines your credit is the length of your credit. So even if you graduate to better rewards cards in the future (and you should), you’re going to want to keep this one open with a reoccurring payment on it (think Netflix or any other random subscription you can’t live without).
- The two main purposes of this card is to establish your longest line of credit AND start you earning rewards.
Choosing the right credit card is an important factor on your credit journey! I’d recommend choosing one of these no annual fee cards and following along at @amberonpoints on Instagram as you REALLLLYYYY start diving in to the (fun) world of credit card rewards.
Card 1: MY PICK! Chase Freedom Unlimited®
Card 2: Chase Freedom Flex®
Card 3: Capital One VentureOne Rewards Credit Card
Amber on Points may receive a commission when you use my links to choose your next card. Thank you for supporting my small business by using my links!
“For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.”
AFFILIATE DISCLOSURE:
Amber on Points is part of an affiliate sales network and receives compensation for sending traffic to partner sites such as MileValue.com and Bankrate.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. We appreciate it when you use our affiliate links as it supports our content at no cost to you!
Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. For Capital One products listed on this page, some of the above benefits are provided by Visa® or MasterCard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.
EDITORIAL NOTE:
Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, hotel, airline or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included with the post.
Amberonpoints is part of an affiliate sales network and receives compensation for sending traffic to partner sites such as MileValue.com and Bankrate.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. We appreciate it when you use our affiliate links as it supports our content at no cost to you!
Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. For Capital One products listed on this page, some of the above benefits are provided by Visa® or MasterCard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.
EDITORIAL NOTE:
Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, hotel, airline or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included with the post.
