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December 18, 2024

Deep Dive – Citi Strata Premier℠ Card

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Citi Strata Premier℠ Card is an underrated travel rewards credit card with great earning potential across a variety of everyday and travel-related spending categories. If this card sounds unfamiliar – the Citi Premier Card relaunched as the Citi Strata Premier℠ Card in May 2024. Sound more familiar?

💳 Learn More Here!! 💳

Rewards and Benefits

With this card, you’ll earn:

  • Earn 10 points per $1 spent on Hotels, Car Rentals, and Attractions booked on CitiTravel.com.
  • Earn 3 points per $1 on Air Travel and Other Hotel Purchases, at Restaurants, Supermarkets, Gas and EV Charging Stations.
  • Earn 1 Point per $1 spent on all other purchases

There’s a $95 annual fee included to enhance the perks.

Card benefits include the following:

  • $100 Annual Hotel Benefit: Once per calendar year, enjoy $100 off a single hotel stay of $500 or more (excluding taxes and fees) when booked through CitiTravel.com. Benefit applied instantly at time of booking.
  • No expiration and no limit to the amount of points you can earn with this card
  • No Foreign Transaction Fees on purchases

The Citi ThankYou program makes your rewards flexible with numerous airline and hotel partners you can transfer your earned points to.

Let’s talk about those partners!! If you’d like to compare travel partners of the 4 major banks, get my free guide, here!

Citi’s travel airline partners include: AeroMexico, Air France/KLM (Flying Blue), Avianca, Cathay, Emirates, Etihad, EVA Air, JetBlue, Quantas, Qatar, Singapore, Turkish, and Virgin Atlantic.

I’ve used these points to fly KLM to Europe multiple times. We booked nonstop flights from Austin to Amsterdam in June for 20k points per adult and 15k points per child, each way. By transferring points to travel partners, I have consistently gotten so much more value than I have by booking in the portal.

In terms of hotel travel partners, they include: ALL (Accor), Choice Privileges, Leaders Club, and Wyndham Rewards.

If you’re looking for an option to spread out a bit (because, hello…kids) – Wyndham is a great option. To book a Vacasa vacation rental with your Citi ThankYou points, you’ll need to Call Wyndham Rewards (800-441-1034) to book, but this is a great option to book Wyndham properties!

How I’d Use the Points

  • Transfer points to Flying Blue (Air France/KLM) to fly to Europe for 20k points each way.
  • Transfer points to Wyndham to book a vacation rental
  • Transfer points to Turkish Airlines to book a one way business class flight to Istanbul (65,000 ThankYou points)
  • Transfer points to Virgin Atlantic to book Delta flights. Book a flight from the US to London for less than 7,000 points

There are lots of possibilities to use these rewards from the Citi Strata!

Is it Best for You?

              In conclusion, if you’re looking to branch out from other banks rewards credit cards, the Citi Strata Premier℠ Card is meant for you. You’ll earn rewards based on your everyday expenses, such as dining, groceries, and gas, making it easy to consistently earn valuable points.

As you know, I receive a small commission from the bank when you use my links to apply for a card. I appreciate when you take the time to apply from my links, rather than Google an offer! It’s a no cost way for you to support me, and I appreciate it so much!

xo – Amber

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. For Capital One products listed on this page, some of the above benefits are provided by Visa® or MasterCard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply. 

EDITORIAL NOTE:
Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, hotel, airline or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included with the post.

Amberonpoints is part of an affiliate sales network and receives compensation for sending traffic to partner sites such as MileValue.com and Bankrate.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. We appreciate it when you use our affiliate links as it supports our content at no cost to you!

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. For Capital One products listed on this page, some of the above benefits are provided by Visa® or MasterCard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply. 

EDITORIAL NOTE:

Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, hotel, airline or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included with the post.

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