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The secret sauce to traveling on points and miles is BUSINESS CARDS.
No question.
I always get asked – do you actually NEED a business to receive a business card?
I answer with a resounding “YES!” …and if you don’t think you have one, you probably do.
Step 1: Create Your Side Hustle
If you don’t have an LLC, you may qualify as a business owner if you – own a rental property, contract employee, sell things online (Etsy, Marketplace), tutor, teach piano, babysit, sell a good (cakes, shirts, etc.), drive Uber or DoorDash.
Step 2: Fill out your application
Let’s go through a typical business card application line by line.
Legal Name of Business: Use your full name as your business name (Jane Doe)
Business Name on Card: Your Full Name (Jane Doe)
Business Mailing Address: Your home address (unless you have a formal office/location)
Type of Business: Sole Proprietor
Tax ID: EIN # OR if you don’t have one use your Social Security Number
Business Category: Choose the one that best explains your business
# of Employees: 0
Annual Business Revenue: Project amount based on what you’ve done or could do in the future. It ypically estimate based on a month and multiply it by 12.
Years in Business: # of years you’ve conducted business. This may include without revenue (the years you didn’t make money)
Authorizing Officer: Owner
Gross Annual Income: Put in the amount you earn yearly, or your projected income.
Why a business card?
Business cards give you more options of cards you can qualify for. They also don’t impact your personal credit (except the hard pull when you apply) when you cancel a card. Business cards won’t impact your long-term credit history.
Business cards are so essential because they don’t count towards 5/24 (the unofficial number of personal credit cards that Chase bank will allow you to open in 24 months).
Here are my favorites!
Chase Ink Business Cash® Credit Card
Chase Ink Business Preferred® Credit Card
Chase Ink Business Unlimited® Credit Card
Citi® AAdvantage Business™ World Elite Mastercard®
I may receive a commission when you use my links. Thank you so much for supporting my small business!
AFFILIATE DISCLOSURE:
Amber on Points is part of an affiliate sales network and receives compensation for sending traffic to partner sites such as MileValue.com and Bankrate.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. We appreciate it when you use our affiliate links as it supports our content at no cost to you!
Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. For Capital One products listed on this page, some of the above benefits are provided by Visa® or MasterCard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.
EDITORIAL NOTE:
Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, hotel, airline or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included with the post.
Amberonpoints is part of an affiliate sales network and receives compensation for sending traffic to partner sites such as MileValue.com and Bankrate.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. We appreciate it when you use our affiliate links as it supports our content at no cost to you!
Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. For Capital One products listed on this page, some of the above benefits are provided by Visa® or MasterCard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.
EDITORIAL NOTE:
Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, hotel, airline or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included with the post.
